Private Lending Solutions in ACT

At Assurity Capital, we provide streamlined, asset-backed private lending solutions throughout the Australian Capital Territory (ACT). Whether you’re a borrower needing fast access to capital, or a broker seeking funding for a time-sensitive or non-bankable scenario, we’re here to help.

We offer first and second mortgages, bridging finance, business cashflow loans, and residual stock lending, with fast turnarounds and flexible terms. Our private lender panel is built to support clients where traditional banks often fall short.

Why Use Private Lending in the ACT?

With tighter lending criteria from mainstream banks, private lending offers a practical alternative — particularly for borrowers with urgent needs or non-standard circumstances.

Assurity Capital offers:

Fast loan approvals (typically 24–72 hours)
Short-term funding for property or business use
Flexible underwriting – we assess asset, purpose, and exit strategy
Minimal red tape – low-doc and no-doc options available
Non-conforming borrowers welcome (e.g., ATO arrears, credit issues)

Who We Help

We work with:

Property investors and homeowners
Commercial property owners and developers
Mortgage brokers and financial planners
Solicitors and accountants
Small business owners in need of working capital

Whether your client needs to settle quickly, refinance, unlock equity, or repay a tax debt — we can provide tailored private lending solutions backed by residential or commercial property.

Our Lending Options in the ACT

First Mortgages – For purchase, refinance or equity release
Second Mortgages – For cash-out, urgent debts, or business use
Bridging Loans – For pre-settlement funding or short-term transitions
ATO and Creditor Loans – To avoid enforcement or wind-up proceedings
Business Loans – Asset-secured finance for working capital or expansion
Residual Stock Loans – Release equity from unsold development stock

Areas We Cover

We lend throughout Canberra and the broader ACT region, including:

Inner Canberra – Civic, Braddon, Kingston, Barton, Griffith
North Canberra – Gungahlin, Belconnen
South Canberra – Woden, Tuggeranong, Weston Creek
Surrounding NSW regions – Queanbeyan, Yass, Bungendore (case by case)

Each application is assessed based on the strength of the security, loan purpose, and repayment or exit plan — not just income statements or credit scores.

Example ACT Loan Scenario

Location: Griffith, ACT
Loan Type: 2nd mortgage for business cash flow
Amount: $280,000
LVR: 65%
Settlement Time: 4 business days
Outcome: Funds released in time to meet urgent business obligations

Submit a Scenario Today

If you're a borrower or broker seeking private lending in Canberra or across the ACT, Assurity Capital can help you get the deal done — quickly and professionally.

Assurity Capital – Private Lending Solutions for Canberra and the ACT