Do self-employed borrowers need to supply tax returns or BAS?

No — Assurity Capital offers asset-based private loans for self-employed borrowers without requiring tax returns or BAS. Approval is based on property security and a clear exit strategy.

What loan amounts are available for self-employed borrowers?

Loans range from AUD 50,000 to over AUD 5 million, available for 1st and 2nd mortgages secured by various property types across Australia.

How quickly can I get indicative terms?

Indicative terms are typically provided within 24 hours, with funds settled in as little as 3–5 business days once conditions are met.

What types of borrowers does this apply to?

This applies to self-employed business owners, property investors, developers, sole traders, company or trust structures—including applicants with inconsistent income or complex documentation.

Self-Employed Borrowers

Flexible Non-Bank Loans for Business and Investment Purposes

At Assurity Capital, we understand that self-employed borrowers often struggle to secure finance through banks due to fluctuating income, tax minimisation strategies, or lack of traditional documentation. That’s why we offer fast, flexible private loans tailored to self-employed business owners, property investors, developers, and entrepreneurs across Australia.

Why Self-Employed Borrowers Choose Assurity Capital

No tax returns or BAS required
Loans from $50,000 to $5,000,000+
1st and 2nd mortgages available
Private, non-bank lending with a commercial focus
Fast approvals – indicative terms in 24 hours
Asset-based – we lend against property, not payslips

Designed for Non-Coded, Business Purpose Loans

Our loans are strictly for non-coded purposes under the NCCP Act. That means your loan must be for a business or investment purpose, not personal use.

Examples of suitable loan purposes include:

Business expansion or working capital
Property investment or refinance
Bridging finance while awaiting bank approval
Consolidating business debts
Funding development-ready sites

Common Scenarios for Self-Employed Borrowers

Self-employed applicant with low declared income
ABN holders with inconsistent cashflow
Loans required in company, trust or SMSF name
Non-residents or Australian expatriates
No-doc or low-doc borrowers
Recently established businesses or sole traders

Loan Snapshot

Loan Type:1st or 2nd mortgage (non-coded)

Loan Size: $50,000 to $5,000,000+

Loan Term: 3–12 months

Security: Residential, commercial, industrial, or vacant land

Assessment Criteria: Based on asset value and clear exit strategy

How It Works

Submit a scenario (direct or via your broker)
We issue indicative terms within 24 hours
Valuation and legal docs arranged quickly
Funds settled in as little as 3–5 business days

Why Assurity Capital?

Assurity Capital has been providing non-bank private lending solutions since 2006, with a strong focus on commercial outcomes. Our streamlined, no-nonsense process means self-employed borrowers don’t need to jump through unnecessary hoops to access capital when they need it most.

Apply Today – Fast Finance for Self-Employed Australians

Ready to move forward with your next business or investment decision?
Let us help with fast, flexible funding when the banks say no.

Call: 02 9389 1077
Email: scenario@assuritycapital.com.au
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