What areas in Melbourne do you service?

We provide private loans across the entire Melbourne metro area and surrounding regions, including Inner Melbourne, Eastern Suburbs, Northern Suburbs, Southern Suburbs & Bayside, South Eastern Suburbs, Western Suburbs, and Regional Victoria.

What types of loans are available in Melbourne?

We offer first and second mortgage private loans, business and working capital loans, and refinancing of private or caveat loans.

How quickly can I get a loan in Melbourne?

Assurity Capital provides fast private loan approvals with decisions typically within 24–72 hours, and settlements generally within 3–5 business days after valuation and legal checks.

Why choose Assurity Capital for private lending in Melbourne?

Assurity Capital offers flexible lending criteria, no tax returns or perfect credit required, and expertise in Melbourne lending, with loans structured around local property and borrower profiles.

Private Lending in Melbourne

Tailored Private Loan Solutions for Melbourne Borrowers

Assurity Capital offers fast and flexible private lending solutions to clients across Melbourne and regional Victoria. Whether you're a property owner, business operator, developer, or investor, we provide private loans secured by residential, commercial, or industrial real estate.

As a trusted non-bank lender, we understand that Melbourne borrowers often require more responsive and customised funding solutions than traditional banks can offer. Our private loans are structured for speed, flexibility, and real-world lending needs.

Melbourne Private Loan Products

We offer a range of lending solutions to suit borrowers throughout Melbourne and surrounding regions:

1st Mortgage Private Loans

Ideal for property acquisition, development, or business use
Quick decisions and funding—no lengthy bank delays
Suited to time-sensitive or non-conforming scenarios

2nd Mortgage Private Loans

Access equity in existing property while maintaining your primary mortgage
Funds can be used for cash flow, ATO debts, bridging finance, or investments
Flexible terms and fast approvals

Business and Working Capital Loans

Support for Melbourne-based SMEs and sole traders
Use for stock, payroll, BAS payments, or business growth
Alternative lending criteria—no financials required

Refinancing Private or Caveat Loans

Pay out expensive short-term lenders or caveat holders
Refinance into more manageable terms with Assurity Capital
Reduce stress and cost with a quick and clean settlement

Local Lending Knowledge Across Melbourne

Assurity Capital provides private loans across the entire Melbourne metro area and surrounding regions, including but not limited to:

Inner Melbourne: Southbank, Docklands, Carlton, Fitzroy, Richmond
Eastern Suburbs: Camberwell, Caulfield, Malvern, Hawthorn, Toorak, Glen Iris, Balwyn, Box Hill, Burwood
Northern Suburbs: Essendon, Preston, Coburg, Brunswick, Northcote, Reservoir
Southern Suburbs & Bayside: Elsternwick, Brighton, Hampton, St Kilda, Sandringham, Beaumaris, Mentone
South Eastern Suburbs: Oakleigh, Clayton, Dandenong, Springvale, Narre Warren, Pakenham
Western Suburbs: Footscray, Sunshine, Werribee, Caroline Springs
Regional Victoria: Geelong, Ballarat, Bendigo, Shepparton, Traralgon, Warragul

We understand the local property values, planning overlays, and time pressures Melbourne borrowers face — and we lend accordingly

Why Melbourne Clients Work with Assurity Capital

✔ Fast Private Loan Approvals – Funding arranged in days, not weeks
✔ Loans from $50,000 to $5 Million+ – Tailored to your needs and assets
✔ Non-Bank Lending Experts – We assess real-world scenarios, not just credit scores
✔ Referral Friendly – We work closely with brokers, accountants, and advisors across Victoria

Get Started Today

Need a private loan in Melbourne? Submit your scenario and we’ll respond fast. Contact us

Assurity Capital – Helping Melbourne Borrowers Get Funding Without the Banks