
Debt Consolidation
Struggling with multiple repayments, high interest rates, or private lending piling up? At Assurity Capital, we help you take control with tailored Debt Consolidation Loans designed for business and investment borrowers. We offer private lending solutions that let you combine multiple loans into a single, manageable facility — fast.
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What Is Debt Consolidation?​
Debt consolidation involves combining two or more existing debts — such as business loans, private mortgages, tax debts, caveat loans, or short-term funding — into one new loan, often at a lower rate, with clearer terms and one simple repayment.
At Assurity Capital, we consolidate debt by providing private loans secured by real estate through either first or second mortgages. Unlike banks, we don’t require financials or perfect credit history — just equity and a clear exit strategy.
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Why Consolidate Debt?
If you're juggling multiple lenders or dealing with short-term loans at high rates, consolidating them can offer:
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Lower interest costs
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Reduced stress from multiple repayments
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Improved cash flow
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Extended loan terms
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Clearer control over finances
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Faster approvals when time is critical
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We Help With:
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Consolidating private 1st or 2nd mortgage loans
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Refinancing short-term business debt
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Paying out tax debts or ATO agreements
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Combining caveat loans or fast cash loans
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Restructuring business borrowing into a longer-term facility
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Refinancing expired private loans before default or enforcement
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Why Use Assurity Capital?
As a specialist non-bank lender, we understand the complexities of business and investment finance. Our debt consolidation loans are tailored for borrowers who don’t fit the banks' narrow criteria.
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✔ No Financials Required - No BAS, tax returns or income verification needed — we assess on equity and purpose.
✔ First or Second Mortgages - We offer secured private loans over residential, commercial, or rural real estate.
✔ Speed Matters - We provide fast conditional approvals, typically within 24–48 hours, with quick settlements.
✔ Flexible Terms - Loan terms from 3 to 36 months, interest-only options, and custom exit strategies.
✔ National Reach - We lend Australia-wide and work with business owners, investors, developers, and advisers.
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Who Is It For?​
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Business owners with multiple short-term or private loans
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Investors looking to refinance bridging or caveat loans
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Borrowers with limited access to bank funding
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Clients needing to restructure to avoid default
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Those with sufficient equity but low doc financials
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Important Note
We only offer loans for non-NCCP purposes — that means business, investment, or commercial purposes only. We do not offer consumer or personal loans for household purposes.
Let's Simplify Your Debt
If you're managing too many repayments or facing expiry of private loans, Assurity Capital can help you consolidate and regain control. Our private lending team offers common-sense debt solutions, fast.