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Successful Renovation Project – 38 Kurraba Parade, Berkeley Vale
Assurity Capital is pleased to showcase another successful renovation project we were proud to fund at 38 Kurraba Parade, Berkeley Vale, NSW . The borrowers completed a full renovation of the property, significantly improving both its presentation and overall market appeal. The transformation highlights the value that experienced property investors can create when supported with the right funding partner. Following completion of the renovation, the property has now officially
5 days ago1 min read
2nd Mortgage Riverwood NSW – Recently Settled Private Loan
Assurity Capital recently settled a 2nd mortgage in Riverwood NSW , providing a fast and flexible private lending solution for a technology business requiring short-term cash flow support. Scenario Overview – 2nd Mortgage Riverwood Location: Riverwood NSW Security: Residential property Facility Type: Second mortgage private loan Leverage: 60% estimated LVR Valuation: Not required Term: 3 months Purpose: Business cash flow for technology company The borrower required urgent f
Feb 232 min read
Private Lending Melbourne: $300,000 First Mortgage Secured by Melbourne CBD Commercial Property
Private lending in Melbourne continues to play a critical role for borrowers who need fast, flexible finance solutions — particularly when dealing with urgent ATO obligations or complex financial scenarios. At Assurity Capital, we recently settled a $300,000 first mortgage private loan secured by a commercial retail property in the heart of the Melbourne CBD. This transaction is a strong example of how private lending Melbourne solutions can provide certainty, speed and str
Feb 193 min read
$8,057,000 First Mortgage Private Loan in Vaucluse, Sydney (70% LVR)
Assurity Capital recently settled an $8,057,000 first mortgage private loan in Vaucluse, Sydney , assisting with the acquisition of a prestige property purchased for $11,510,000 at 70% leverage . This transaction demonstrates how a first mortgage private lender can provide fast, flexible funding for high-value property acquisitions in blue-chip suburbs such as Vaucluse. First Mortgage Private Loan – Vaucluse Prestige Acquisition Location: Vaucluse, Sydney NSW Loan Type: Fi
Feb 122 min read
Private Second Mortgage Loan – Concord NSW
Private second mortgage Concord - $200,000 Private Loan | 46.7% LVR | No Formal Valuation Required Assurity Capital recently settled a $200,000 private second mortgage loan in Concord , helping a borrower operating a building company access fast funding to complete multiple construction projects. The Scenario The borrower is an experienced builder who required short-term funding to finalise ongoing projects . Timing was critical, and traditional lenders were unable to move q
Feb 52 min read
What Does It Really Mean to Be a Private Lender?
The term “private lender” is used widely in the lending market — but not all private lenders operate the same way. Some lenders promote low interest rates and fast approvals, yet still rely on institutional funding, bank-style credit processes, and restrictive policies . Others operate as true private lenders , making lending decisions based on real-world scenarios rather than rigid models. Understanding the difference matters — especially when timing, complexity, or credit
Jan 183 min read
Private Loan Solutions in Leichardt: A Case Study
When property owners need fast, practical refinance options—especially when plans change—private lending can provide the agility traditional lenders cannot. Assurity Capital recently settled a First mortgage private loan in Leichardt, secured against a mixed-use terrace valued at $1.7 million. This deal highlights our ability to provide tailored funding solutions supported by a strong, clear exit strategy. The Scenario: Borrowers Pivot Away From Construction The borrowers had
Dec 11, 20252 min read
First Mortgage for Apartment Purchase in Darwin City – Fast Approval With No Formal Valuation
Assurity Capital recently funded a first mortgage in Darwin city North Territory for the purchase of an apartment, providing a fast, flexible solution for a buyer who needed certainty and speed. With a strong equity position and clear market evidence, Assurity Capital approved the loan at 65% LVR and waived the need for a formal valuation after conducting its own internal assessment. This case study highlights our ability to make commercial decisions that support real-worl
Nov 30, 20253 min read
First Mortgage $100,000 Private Loan in Seville, Victoria — No Valuation Required
Assurity Capital recently provided a fast and flexible first mortgage private loan to a client in Seville, Victoria, helping them launch a new business venture without the delays of a traditional valuation process. This scenario is a perfect example of how low-LVR, equity-based lending can deliver fast results for borrowers who need commercial funding quickly. Where Is Seville, Victoria? Seville is a semi-rural township located in the Yarra Valley, approximately 45 km east of
Nov 29, 20252 min read
First Mortgage Private Loan – Mosman
Recently Settled – First Mortgage Private Loan | Mosman, NSW Assurity Capital is pleased to announce the successful settlement of a $246,500 First Mortgage Private Loan, secured against a Mosman semi-detached residence with an estimated value of $4,000,000. During our due diligence, we identified an unexpected complication: ANZ still had a registered mortgage on title despite the associated loans having been previously discharged. By working closely with all parties, we were
Nov 26, 20251 min read
First Mortgage Private Loan – Oallen, NSW
Private Funding for Art Gallery Stock Expansion Situation An established art gallery business approached Assurity Capital seeking additional capital to acquire new stock for upcoming exhibitions. The borrower owned a substantial rural property in Oallen, NSW, with an estimated value of approximately $3,000,000. The funding requirement was $375,000, and because of the very low loan-to-value ratio (around 12.5%), no formal valuation was required. Loan Structure Loan Amount: $3
Nov 23, 20252 min read
First Mortgage Private Loan – Rose Bay, Sydney
Assurity Capital has recently completed a $300,000 first mortgage private loan secured against a 1-bedroom apartment in Rose Bay, valued at approximately $500,000. With a 60% LVR, strong location fundamentals, and a clear funding purpose, this deal is an excellent example of how private lending can support borrowers who need fast, practical capital to progress other projects. 1.The Security Property – A Blue-Chip Location in Rose Bay First mortgage private loan Rose Bay The l
Nov 20, 20253 min read
First Mortgage Private Loan – Randwick, Sydney
Assurity Capital recently settled a first mortgage private loan of $4,000,000 over a substantial commercial accommodation asset in Randwick, Sydney. With an estimated value of approximately $20 million and leverage of only around 20%, this transaction demonstrates the strength of asset-based private lending when a borrower needs speed, flexibility, and a practical funding solution. Due to the extremely low gearing and strong security profile, Assurity Capital was able to waiv
Nov 19, 20253 min read
How Private Lending Works: A Complete Guide for Brokers & Borrowers
Private lending has become one of the fastest-growing funding solutions in Australia. With banks tightening credit policies and turnaround times blowing out, both brokers and borrowers are increasingly turning to private lenders for faster, more flexible access to capital. Whether you’re a broker looking to understand private lending more deeply, or a borrower seeking fast finance for business, investment, or property opportunities, this guide explains exactly how private len
Nov 19, 20254 min read
Understanding the Impact of Changes in ATO Tax Debt Deductibility
From 1 July 2025 , the rules regarding deductibility of ATO tax debt will undergo significant changes. Businesses will no longer be able to claim deductions on interest incurred from outstanding ATO tax debts. For many businesses already managing cash flow pressures, this shift could mean higher effective costs if tax liabilities remain unpaid. What Does This Mean for Businesses? - ATO Tax Debt Previously, interest charged by the ATO on overdue tax debts could be claimed as
Sep 7, 20252 min read
Understanding Private Lending in Sydney: A Comprehensive Guide
What is Private Lending? Private lending refers to loans provided by non-bank entities — including individuals, private companies, or specialist funds — directly to borrowers. Unlike traditional banks, these lenders often offer more flexible terms and faster decisions. This makes private lending an attractive option for many borrowers. Why is Private Lending Gaining Traction in Sydney? Speed & Flexibility : Borrowers seeking fast, tailored financing find private lending appea
Aug 17, 20253 min read
Introduction: Why Private Lending is a Broker’s Competitive Advantage
In today’s competitive finance market, brokers need more than just traditional bank products to stand out. Clients expect speed, flexibility, and solutions that match their unique situations—especially when conventional finance isn’t an option. That’s where private lending comes in. Partnering with a trusted non-bank lender like Assurity Capital allows brokers to say “yes” to more deals, win more clients, and grow referral networks. The Problem: Why Brokers Lose Deals to De
Aug 10, 20253 min read
Understanding Private Lending: Fast, Flexible Finance When You Need It Most
In today’s competitive financial landscape, traditional bank loans often fall short for many business owners, investors, and property developers who require swift, flexible funding. That’s where private lending steps in — a dynamic solution providing fast access to capital secured by property, without the rigid restrictions of banks. What is Private Lending? Private lending is a form of finance offered by non-bank lenders, private investors, or specialist funds. Unlike tradi
Aug 9, 20252 min read
5 Unexpected Ways a Second Mortgage Can Unlock Business Growth
At Assurity Capital, we provide private second mortgage loans to business owners across Australia who need fast, flexible funding — without the red tape of traditional banks. But second mortgages aren’t just for emergencies or debt consolidation. They can be a powerful strategic tool to grow and stabilise your business. Here are five unexpected — yet highly effective — ways a second mortgage can help you unlock business growth. 1. Purchase Inventory at a Discount — Quickly
Aug 8, 20253 min read
How Much Can I Borrow with a Second Mortgage?
Second mortgages can unlock the value in your existing property without disrupting your first mortgage — but how much can you actually borrow? At Assurity Capital , we specialise in fast, flexible second mortgage solutions for borrowers across Australia. Whether you’re looking to fund a business, settle urgent debts, or cover a property deposit, this guide will help you understand how much you can borrow with a second mortgage — and how the process works. What Is a Second Mor
Aug 7, 20253 min read
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