When timing matters and traditional lenders can’t move quickly enough, second mortgages can provide a practical and efficient solution. In this recent scenario, Assurity Capital assisted a client in Clareville to unlock equity and secure funding for business cash flow requirements—without the delays often associated with major banks. The Scenario - Second mortgage Clareville Location: Clareville, NSW Property Value: $5,250,000 Existing First Mortgage: $2,650,000 Second Mor

Assurity Capital is pleased to showcase another successful renovation project we were proud to fund at 38 Kurraba Parade, Berkeley Vale, NSW . The borrowers completed a full renovation of the property, significantly improving both its presentation and overall market appeal. The transformation highlights the value that experienced property investors can create when supported with the right funding partner. Following completion of the renovation, the property has now officially

Assurity Capital recently settled a 2nd mortgage in Riverwood NSW , providing a fast and flexible private lending solution for a technology business requiring short-term cash flow support. Scenario Overview – 2nd Mortgage Riverwood Location: Riverwood NSW Security: Residential property Facility Type: Second mortgage private loan Leverage: 60% estimated LVR Valuation: Not required Term: 3 months Purpose: Business cash flow for technology company The borrower required urgent f

Private lending in Melbourne continues to play a critical role for borrowers who need fast, flexible finance solutions — particularly when dealing with urgent ATO obligations or complex financial scenarios. At Assurity Capital, we recently settled a $300,000 first mortgage private loan secured by a commercial retail property in the heart of the Melbourne CBD. This transaction is a strong example of how private lending Melbourne solutions can provide certainty, speed and str

Assurity Capital recently settled an $8,057,000 first mortgage private loan in Vaucluse, Sydney , assisting with the acquisition of a prestige property purchased for $11,510,000 at 70% leverage . This transaction demonstrates how a first mortgage private lender can provide fast, flexible funding for high-value property acquisitions in blue-chip suburbs such as Vaucluse. First Mortgage Private Loan – Vaucluse Prestige Acquisition Location: Vaucluse, Sydney NSW Loan Type: Fi

Private second mortgage Concord - $200,000 Private Loan | 46.7% LVR | No Formal Valuation Required Assurity Capital recently settled a $200,000 private second mortgage loan in Concord , helping a borrower operating a building company access fast funding to complete multiple construction projects. The Scenario The borrower is an experienced builder who required short-term funding to finalise ongoing projects . Timing was critical, and traditional lenders were unable to move q

When property owners need fast, practical refinance options—especially when plans change—private lending can provide the agility traditional lenders cannot. Assurity Capital recently settled a First mortgage private loan in Leichardt, secured against a mixed-use terrace valued at $1.7 million. This deal highlights our ability to provide tailored funding solutions supported by a strong, clear exit strategy. The Scenario: Borrowers Pivot Away From Construction The borrowers had

Assurity Capital recently funded a first mortgage in Darwin city North Territory for the purchase of an apartment, providing a fast, flexible solution for a buyer who needed certainty and speed. With a strong equity position and clear market evidence, Assurity Capital approved the loan at 65% LVR and waived the need for a formal valuation after conducting its own internal assessment. This case study highlights our ability to make commercial decisions that support real-worl

Assurity Capital recently provided a fast and flexible first mortgage private loan to a client in Seville, Victoria, helping them launch a new business venture without the delays of a traditional valuation process. This scenario is a perfect example of how low-LVR, equity-based lending can deliver fast results for borrowers who need commercial funding quickly. Where Is Seville, Victoria? Seville is a semi-rural township located in the Yarra Valley, approximately 45 km east of

Recently Settled – First Mortgage Private Loan | Mosman, NSW Assurity Capital is pleased to announce the successful settlement of a $246,500 First Mortgage Private Loan, secured against a Mosman semi-detached residence with an estimated value of $4,000,000. During our due diligence, we identified an unexpected complication: ANZ still had a registered mortgage on title despite the associated loans having been previously discharged. By working closely with all parties, we were

Private Funding for Art Gallery Stock Expansion Situation An established art gallery business approached Assurity Capital seeking additional capital to acquire new stock for upcoming exhibitions. The borrower owned a substantial rural property in Oallen, NSW, with an estimated value of approximately $3,000,000. The funding requirement was $375,000, and because of the very low loan-to-value ratio (around 12.5%), no formal valuation was required. Loan Structure Loan Amount: $3

Assurity Capital has recently completed a $300,000 first mortgage private loan secured against a 1-bedroom apartment in Rose Bay, valued at approximately $500,000. With a 60% LVR, strong location fundamentals, and a clear funding purpose, this deal is an excellent example of how private lending can support borrowers who need fast, practical capital to progress other projects. 1.The Security Property – A Blue-Chip Location in Rose Bay First mortgage private loan Rose Bay The l

Assurity Capital recently settled a first mortgage private loan of $4,000,000 over a substantial commercial accommodation asset in Randwick, Sydney. With an estimated value of approximately $20 million and leverage of only around 20%, this transaction demonstrates the strength of asset-based private lending when a borrower needs speed, flexibility, and a practical funding solution. Due to the extremely low gearing and strong security profile, Assurity Capital was able to waiv

Assurity Capital recently settled a $60,000 first mortgage loan secured against a vacant block of land located in Junee, NSW 2663. This deal involved a 40% Loan-to-Value Ratio (LVR) , showcasing our flexible lending approach and capacity to support regional borrowers where traditional banks may hesitate. Deal Summary: - First mortgage Vacant Land Junee Loan Type : First Mortgage – Vacant Land Loan Amount : $60,000 Location : Junee, NSW 2663 Security : Vacant residential land

Flexible Private Lending Solutions Assurity Capital provided a $178,000 second mortgage private loan secured against a residential property in Bellbowrie, Queensland . This loan was crucial for the borrower’s business growth . It enabled access to working capital necessary for expanding operations. The funding came at an impressive 60% loan-to-value ratio (LVR) based on a desktop valuation . This approach facilitated a fast and cost-effective settlement process. Such effic

First Mortgage Private Loan - Cheltenham. Assurity Capital provided a first mortgage private loan of $666,250 , secured against a residential property located in Cheltenham , a bayside suburb of Melbourne, Victoria. The borrower required fast access to capital to refinance an existing business loan that had been secured against a different property. By leveraging equity in the Cheltenham property, we were able to provide a flexible solution with a loan-to-value ratio (LVR)

Assurity Capital successfully settled a combined 1st mortgage of $474,500 and 2nd mortgage of $295,500 to assist a client purchasing a one-bedroom apartment in Newcastle, New South Wales . This deal involved a trust structure with a corporate trustee , a lending scenario we regularly support with tailored private funding solutions. Loan Overview Loan Type: Combined 1st and 2nd Mortgage First Mortgage Security: Newly purchased apartment in Newcastle, NSW Second Mortgage

Assurity Capital recently settled a $295,000 second mortgage private loan secured across three separate assets located in New South Wales: A medical centre in Murwillumbah A rural residential property in Maroota A parcel of vacant land in Morts Estate The loan was structured at a 76% loan-to-value ratio (LVR) across the combined assets. Loan Overview Loan Type: Second Mortgage Loan Amount: $295,000 Security: Commercial property (medical centre – Murwillumbah) Rural r

Assurity Capital provided a $187,000 second mortgage private loan secured against a residential property in Bellbowrie , a western suburb of Brisbane, Queensland. The loan was arranged to help the borrower address urgent ATO liabilities and superannuation debt , allowing them to regain financial stability while avoiding further enforcement action. Deal Summary Loan Type: Second Mortgage Loan Amount: $187,000 Security: Residential property – Bellbowrie, Brisbane QLD Loan

Assurity Capital provided a first mortgage private loan secured against a premium apartment in Eureka Tower , located in Southbank, Melbourne—the tallest and most iconic residential skyscraper in Victoria. The borrower required fast funding to capitalise on a time-sensitive business investment opportunity . Due to the strength and location of the asset, and a clearly defined refinance strategy, we were able to structure the loan efficiently for a short-term solution. Loan S