Assurity Capital recently provided a $90,000 second mortgage to assist business owners with short-term cash flow requirements. The borrowers required funding to pay a Director Penalty Notice and outstanding strata fees associated with a commercial property. The Security - Second mortgage The loan was secured by: A residential property in the Maitland area An industrial warehouse in Beresfield Combined estimated leverage of less than 60% LVR Given the strong overall security p

When timing is critical, traditional lenders are not always able to provide funding within the required timeframe. Whether you're facing a settlement deadline, refinancing delay, business funding requirement, development opportunity or urgent cash flow need, a short-term property loan can provide fast access to capital secured against real estate. Across Australia, business owners, property investors, developers and commercial borrowers regularly utilise short-term property f

Low-Leverage Funding to Improve a Regional Commercial Property Prior to Sale Assurity Capital recently provided $100,000 in short-term commercial property loan against a retail property located in the Pyrenees region of Victoria. The borrower had purchased the property for approximately $385,000 around 12 months earlier and required additional capital to undertake improvements to the premises before placing the property and associated business on the market. With substantial

$265,000 Second Mortgage to Complete a Property Renovation Assurity Capital recently provided a $265,000 second mortgage secured against a residential property in Mont Albert North, VIC 3129, enabling the borrower to access the capital required to complete an ongoing renovation. The borrower required additional funding to finish the works and prepare the property for sale. Rather than waiting for the renovation to be completed or pursuing a lengthy traditional lending process

Fast Second Mortgage for Refinance & Business Working Capital Assurity Capital recently assisted a client by providing a $200,000 second mortgage loan secured against a residential property in Bellara, Queensland. The Scenario The client required funding to: Refinance an existing private lender before the loan matured. Access additional working capital to support ongoing business operations. The security property had an estimated market value of approximately $825,000. Given

At Assurity Capital, we understand that property investors and developers often need finance solutions that fall outside the standard lending criteria of the major banks. We recently approved a $575,000 first mortgage secured against a residential property in Hillcrest, with the funds being used to construct a second dwelling on the same property. Loan Summary - First mortgage Loan Amount: $575,000 Security: First Mortgage Location: Hillcrest Purpose: Construction of a second

Assurity Capital recently completed a $300,000 first mortgage private loan secured against a one-bedroom apartment in Rose Bay, Sydney. With the property valued at approximately $500,000 and leverage at around 60% LVR, the transaction highlights how private lending can provide practical and timely funding solutions for borrowers requiring fast access to capital. A Strong Security Property in Sydney’s Eastern Suburbs The loan was secured against a well-located apartment in Ros

A recent indicative second mortgage scenario involved a Kariong property used as security for a $250,000 investment loan over a 12-month term. The combined lending exposure, including the existing first mortgage, sat at approximately 51% Loan to Value Ratio (LVR), with no formal valuation undertaken at the time of assessment. At Assurity Capital, we recently structured an indicative second mortgage scenario for a Kariong property owner seeking a $250,000 loan over 12 months f

When timing matters and traditional lenders can’t move quickly enough, second mortgages can provide a practical and efficient solution. In this recent scenario, Assurity Capital assisted a client in Clareville to unlock equity and secure funding for business cash flow requirements—without the delays often associated with major banks. The Scenario - Second mortgage Clareville Location: Clareville, NSW Property Value: $5,250,000 Existing First Mortgage: $2,650,000 Second Mor

Assurity Capital is pleased to showcase another successful renovation project we were proud to fund at 38 Kurraba Parade, Berkeley Vale, NSW . The borrowers completed a full renovation of the property, significantly improving both its presentation and overall market appeal. The transformation highlights the value that experienced property investors can create when supported with the right funding partner. Following completion of the renovation, the property has now officially

Assurity Capital recently settled a 2nd mortgage in Riverwood NSW , providing a fast and flexible private lending solution for a technology business requiring short-term cash flow support. Scenario Overview – 2nd Mortgage Riverwood Location: Riverwood NSW Security: Residential property Facility Type: Second mortgage private loan Leverage: 60% estimated LVR Valuation: Not required Term: 3 months Purpose: Business cash flow for technology company The borrower required urgent f

Private lending in Melbourne continues to play a critical role for borrowers who need fast, flexible finance solutions — particularly when dealing with urgent ATO obligations or complex financial scenarios. At Assurity Capital, we recently settled a $300,000 first mortgage private loan secured by a commercial retail property in the heart of the Melbourne CBD. This transaction is a strong example of how private lending Melbourne solutions can provide certainty, speed and str

Assurity Capital recently settled an $8,057,000 first mortgage private loan in Vaucluse, Sydney, assisting with the acquisition of a prestige property purchased for $11,510,000 at 70% leverage. This transaction demonstrates how a first mortgage private lender can provide fast, flexible funding for high-value property acquisitions in blue-chip suburbs such as Vaucluse. First Mortgage Private Loan – Vaucluse Prestige Acquisition Location: Vaucluse, Sydney NSW Loan Type: First M

Private second mortgage Concord - $200,000 Private Loan | 46.7% LVR | No Formal Valuation Required Assurity Capital recently settled a $200,000 private second mortgage loan in Concord , helping a borrower operating a building company access fast funding to complete multiple construction projects. The Scenario The borrower is an experienced builder who required short-term funding to finalise ongoing projects . Timing was critical, and traditional lenders were unable to move q

When property owners need fast, practical refinance options—especially when plans change—private lending can provide the agility traditional lenders cannot. Assurity Capital recently settled a First mortgage private loan in Leichardt, secured against a mixed-use terrace valued at $1.7 million. This deal highlights our ability to provide tailored funding solutions supported by a strong, clear exit strategy. The Scenario: Borrowers Pivot Away From Construction The borrowers had

Assurity Capital recently funded a first mortgage in Darwin city North Territory for the purchase of an apartment, providing a fast, flexible solution for a buyer who needed certainty and speed. With a strong equity position and clear market evidence, Assurity Capital approved the loan at 65% LVR and waived the need for a formal valuation after conducting its own internal assessment. This case study highlights our ability to make commercial decisions that support real-worl

Assurity Capital recently provided a fast and flexible first mortgage private loan to a client in Seville, Victoria, helping them launch a new business venture without the delays of a traditional valuation process. This scenario is a perfect example of how low-LVR, equity-based lending can deliver fast results for borrowers who need commercial funding quickly. Where Is Seville, Victoria? Seville is a semi-rural township located in the Yarra Valley, approximately 45 km east of

Assurity Capital recently completed a $246,500 first mortgage private loan secured against a semi-detached residence in Mosman, Sydney, with an estimated property value of approximately $4 million. The transaction highlights the importance of practical commercial decision-making in private lending, particularly where time-sensitive funding requirements intersect with unexpected title complications. Premium Mosman Security Property - First mortgage The security property was a

Private Funding for Art Gallery Stock Expansion Situation An established art gallery business approached Assurity Capital seeking additional capital to acquire new stock for upcoming exhibitions. The borrower owned a substantial rural property in Oallen, NSW, with an estimated value of approximately $3,000,000. The funding requirement was $375,000, and because of the very low loan-to-value ratio (around 12.5%), no formal valuation was required. Loan Structure Loan Amount: $3

Assurity Capital recently settled a $4 million first mortgage private loan secured against a substantial commercial accommodation property in Randwick, Sydney. With an estimated property value of approximately $20 million and leverage of only around 20%, the transaction highlights how private lending can provide practical funding solutions where borrowers require speed, flexibility, and commercial decision-making. A Significant Commercial Accommodation Asset - First mortgage