Private Lending | First & Second Mortgages | Non-NCCP Loans Only

​

At Assurity Capital, we understand that many businesses don’t fit into the traditional bank lending box. That’s why we provide secured business loans that are fast, flexible, and based on real security — not endless paperwork or rigid credit scoring.

​

Whether you're a business owner needing urgent funds, a developer bridging finance, or an investor seeking leverage, we offer private loans secured by property for genuine business or investment purposes.

​

What is a Secured Business Loan?

​A secured business loan is a funding solution where the loan is backed by real estate — residential, commercial, or specialised. This security allows us to offer larger amounts, lower risk, and faster approvals. Our loans are for non-NCCP use only, meaning they are strictly for business or investment purposes, not consumer lending.

​

Why choose Assurity Capital?

We’re a non-bank lender focused on first and second mortgage private lending, helping borrowers who need a quick, no-nonsense solution.

​

No Financials Required  Forget bank-style assessments. We can approve loans without tax returns, BAS, or full financials. First & Second Mortgage Options

We lend against equity, offering flexible terms and competitive rates.

Fast Turnaround - Conditional approvals in 24–48 hours. Funds typically within days.

Australia-Wide - We lend against properties across all major cities and regions.

Real Solutions - We don’t credit-score. We look at the loan purpose, the security, and your exit strategy.

​

Typical Uses for Secured Business Loans

• Business expansion or turnaround

• Bridging finance for property transactions

• Payout of existing caveats or private lenders

• ATO debt settlement

• Working capital and cash flow

• Property investment or development

• Refinancing other business loans

​

Loan Details

Security - Residential, commercial, or specialised property

Loan Term 3 to 13 months

1st mortgage and 2nd mortgages

PurposeBusiness or investment only (non-NCCP)

Docs RequiredID, rates notice, loan purpose, exit plan

Timeframe Fast conditional approval in 1–2 business days

​

Our Ideal Borrower

• Has real estate security

• Needs business or investment finance

• Wants speed, flexibility, and minimal red tape

• Is self-employed, an investor, or doesn’t meet bank criteria

• Prefers discretion and custom loan structuring

​

Why Private Lending?

Banks are slow, inflexible, and often say "no" when it matters most. At Assurity Capital, our secured private loans are structured by experienced lenders who know how to move quickly and make common-sense decisions.

​

We work closely with:

• Accountants

• Finance brokers

• Legal and insolvency professionals

• Business owners and property investors