Secured Business Loans
Private Lending | First & Second Mortgages | Non-NCCP Loans Only
At Assurity Capital, we understand that many businesses don’t fit into the traditional bank lending box. That’s why we provide secured business loans that are fast, flexible, and based on real security — not endless paperwork or rigid credit scoring.
Whether you're a business owner needing urgent funds, a developer bridging finance, or an investor seeking leverage, we offer private loans secured by property for genuine business or investment purposes.
What is a Secured Business Loan?
A secured business loan is a funding solution where the loan is backed by real estate — residential, commercial, or specialised. This security allows us to offer larger amounts, lower risk, and faster approvals. Our loans are for non-NCCP use only, meaning they are strictly for business or investment purposes, not consumer lending.
Why choose Assurity Capital?
We’re a non-bank lender focused on first and second mortgage private lending, helping borrowers who need a quick, no-nonsense solution.
No Financials Required Forget bank-style assessments. We can approve loans without tax returns, BAS, or full financials. First & Second Mortgage Options
We lend against equity, offering flexible terms and competitive rates.
Fast Turnaround - Conditional approvals in 24–48 hours. Funds typically within days.
Australia-Wide - We lend against properties across all major cities and regions.
Real Solutions - We don’t credit-score. We look at the loan purpose, the security, and your exit strategy.
Typical Uses for Secured Business Loans
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Bridging finance for property transactions
Loan Details
Security - Residential, commercial, or specialised property
Loan Term 3 to 12 months
1st mortgage and 2nd mortgages
Purpose Business or investment only (non-NCCP)
Docs Required ID, rates notice, loan purpose, exit plan
Timeframe Fast conditional approval in 1–2 business days
Our Ideal Borrower
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Has real estate security
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Needs business or investment finance
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Wants speed, flexibility, and minimal red tape
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Is self-employed, an investor, or doesn’t meet bank criteria
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Prefers discretion and custom loan structuring
Why Private Lending?
Banks are slow, inflexible, and often say "no" when it matters most. At Assurity Capital, our secured private loans are structured by experienced lenders who know how to move quickly and make common-sense decisions.
We work closely with:
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Legal and insolvency professionals
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Business owners and property investors
Assurity Capital Advantages at a Glance
Fast, flexible funding – 24–48 hour approvals, settlement in days
Broad lending range – $50 K to $5 M+, backed by property
AI-driven clarity – smart matching of products to your needs
Minimal documentation – no tax returns or lengthy paperwork
Australia-wide access – metro and regional covered
FAQ
What is a secured business loan?
A loan backed by property (residential, commercial, rural) used for business or investment—non-NCCP lending.
How quickly can I get an approval and funds?
Typically, conditional approvals arrive in 24–48 hours, with settlement in as little as 3–5 days.
Do I need financial statements or tax returns?
No. We assess your equity, security, and exit strategy—not your financial statements.
What loan amounts are available?
From $50,000 up to $5,000,000+, depending on your equity and loan purpose.
Can I get a loan Australia-wide?
Yes—covering all capital cities and regional areas across Australia.