What is the minimum loan amount for startup finance?

Assurity Capital's loans start at AUD 50,000. Smaller loans and caveat loans are not offered.

Can startups with no revenue apply?

Yes — underwriting focuses on the strength of security, business plan, relevant assets and exit strategy rather than revenue alone. Each application is assessed on its merits.

Are caveat loans available?

No. Assurity Capital does not provide caveat loans. Funding is provided through first or second mortgage-style secured loans where appropriate.

How quickly can funds be provided?

Timeframes depend on the loan structure and security. Many transactions can be completed quickly if documentation and security are straightforward.

Contact Assurity Capital on 02 9389 1077 or email scenario@assuritycapital.com.au to discuss your scenario and start the application process.

What is Private Lending | Assurity Capital

What is Private lending?

First & Second Mortgage Loans for Business Use | Assurity Capital

At Assurity Capital, we specialise in fast, flexible private loans secured by real estate. As an experienced private lender, we provide first and second mortgage loans for business or investment purposes only—no NCCP or consumer loans.

If your client needs capital quickly and traditional lenders can’t help, we offer a solution that’s fast, straightforward, and asset-based.

What Is Private Lending?

A private lender offers short-term funding secured against real estate, often when banks are too slow or restrictive. Our private loans are tailored to borrowers who:

Need quick access to funds
Have complex or non-traditional income
Want to release equity from property
Are purchasing or refinancing property for business use

All loans are strictly non-NCCP—meaning they are not regulated consumer loans and must be for business or investment purposes only.

Our Private Loan Products

We offer the following private mortgage solutions:

First Mortgage Private Loans
Second Mortgage Private Loans
Term: 3–12 months
Purpose: Equity release, urgent business needs, short-term refinance

Why Choose Assurity Capital as Your Private Lender?

Fast turnarounds
No financials required – No tax returns or BAS needed
Property-secured loans – Based on asset & exit strategy
Flexible lending – Tailored terms for unique situations
Broker-friendly – Transparent commissions & fast support
First and second mortgages available

Who We Help

Business owners & entrepreneurs
Property investors
Developers needing funding pre-DA or post-DA
Accountants, brokers & lawyers acting for clients
Borrowers with poor or limited documentation