Private Lending Solutions in Victoria

At Assurity Capital, we provide tailored private lending solutions across Victoria, helping clients secure funding when banks say no, or when time is of the essence. Whether you're in Melbourne, Geelong, Ballarat, Bendigo, or anywhere across regional Victoria, we can assist with short-term, asset-backed lending to support your property or business goals.

We specialise in first and second mortgages, bridging finance, residual stock loans, and business cash flow funding, delivered through our trusted panel of private lenders.

Why Choose Private Lending in Victoria?

Private lending is ideal when traditional lending channels aren’t meeting your needs. Assurity Capital offers:

Rapid turnaround – approvals often within 24–72 hours
Common-sense credit assessments
Flexible terms tailored to the deal, not the paperwork
Options for impaired credit, unusual security, or urgent needs
Funding available for business use, property investment, or debt relief

We work with borrowers, brokers, and professional referrers to get deals done — quickly and confidentially.

Who We Work With

We support a broad range of clients across Victoria, including:

Homeowners and property investors
Commercial property owners and developers
Mortgage brokers and financial advisers
Solicitors and accountants
Business owners needing working capital

Our Victorian Loan Products

First Mortgages – Residential or commercial property, land or development sites
Second Mortgages – For cash-out, urgent debts, or business investment
Bridging Loans – Short-term funding to bridge property purchases or sales
Business Loans – Asset-backed funding for working capital or expansion
Residual Stock Loans – Release equity from completed but unsold developments
ATO & Creditor Payment Loans – Resolve tax arrears or urgent creditor demands

Locations We Cover

We lend across all of Victoria, including:

Greater Melbourne: Eastern Suburbs, Western Suburbs, Bayside, Inner North
Geelong, Ballarat, Bendigo
Mornington Peninsula
Gippsland and Latrobe Valley
Shepparton, Mildura, and regional farming areas

We assess each deal on its merits, with a focus on the property asset, loan purpose, and exit strategy — not just credit scores or financials.

Recent Private Loan – Victoria

Location: Brighton East, VIC
Loan Type: 2nd mortgage for business use
Amount: $420,000
LVR: 68%
Settlement: 4 business days
Outcome: Funds used to refinance business debt and avoid enforcement action

Ready to Discuss a Deal?

If you’re a borrower or broker seeking fast, flexible funding in Victoria, Assurity Capital can help you structure the right private lending solution.