First Mortgage Private Loan – Terang, Victoria

Private Lending to Restore a Historic Regional Property

Private Loan Terang. Assurity Capital recently provided a First mortgage private loan of $85,000, secured against a former bank building in Terang, a historic township in south-west Victoria. The funds were used to assist with renovation works aimed at restoring and repurposing the property. The loan was structured with an estimated 30% loan-to-value ratio (LVR), based on an automated valuation model (AVM)—with no formal valuation required.

Loan Summary: Private loan Terang

• Loan Type: 1st Mortgage Private Loan

• Loan Amount: $85,000

• Location: Terang, Victoria

• Security: Former bank building

• Purpose: Renovation and restoration

• Valuation: Estimated 30% LVR using AVM tool (no formal valuation)

• Borrower Profile: Property owner/investor

  
  

This private loan enabled the borrower to access capital quickly without the delays or requirements of traditional lenders. With significant equity and a clear renovation strategy, Assurity Capital was able to fund the deal based on practical underwriting and real property value.

Flexible Funding for Regional Property Projects

Private lending is often the most effective solution for:

• Unique or heritage buildings not easily assessed by mainstream lenders

• Small loan amounts that banks won’t prioritise

• Regional and rural locations

• Property owners who need fast, no-fuss funding for value-add works

This Terang loan highlights how non-bank finance can support revitalisation projects that contribute to regional growth and community renewal.

About Assurity Capital

Assurity Capital is a trusted non-bank lender providing 1st and 2nd mortgage private loans between $50,000 and $5,000,000. Since 2006, we’ve funded over a thousand loans across Australia—helping borrowers unlock equity, improve assets, and seize opportunities when timing matters most.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.