Short Term Business Loans

Private Lending | First & Second Mortgages | No Financials Required

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Running a business means facing challenges – cash flow gaps, urgent expenses, or fast-moving opportunities. That’s where short term business loans from Assurity Capital can help. We offer private business loans that are fast, simple, and built to meet real-world needs — without jumping through bank hoops.

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What Is a Short Term Business Loan?

A short term business loan provides fast access to funding for commercial use, generally over a term of 3 to 24 months. Unlike traditional loans, our short-term funding is secured by real estate and does not require full financials or tax returns. Perfect for small businesses, startups, and property investors who need quick, tailored finance solutions.

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Why Choose Assurity Capital?

At Assurity Capital, we specialise in non-NCCP, secured private loans. That means no consumer loans — just business or investment lending. We're a private lender, not a bank, so we can move quickly and assess deals based on equity and exit strategy — not a credit score.

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• ✔ Fast Settlements - Approvals in 24–48 hours. Funds available in days — not weeks.

• ✔ No Financials Required - No tax returns, BAS or P&Ls. We assess on security and loan purpose.

• ✔ Flexible Loan Terms - From 3 to 12 months — ideal for bridging gaps or short-term projects.

• ✔ Business Use Only - Loans must be used for business or investment purposes (non-NCCP).

• ✔ First or Second Mortgages - We lend against residential, commercial, or specialised security Australia-wide.

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Common Uses for Short-Term Loans

• Bridging finance between property sales

• Business expansion or renovation

• Equipment or stock purchases

• ATO debt clearance

• Working capital and cash flow

• Refinancing or payout of caveats and private loans

• Settling urgent business expenses

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Loan Snapshot

• Loan Term 3 to 12 months

• Security Real estate – residential, commercial or specialised

• Documents Required ID, contract, exit strategy – no financials required

• Turnaround Time Fast approvals – 24–48 hours

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Who We Work With

• Small business owners & entrepreneurs

• Commercial property investors

• Developers needing fast access to funds

• Brokers, accountants & legal professionals with urgent client needs

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Why Private Lending?

Banks and traditional lenders are slow, inflexible, and often say no. At Assurity Capital, we offer:

• Speed, flexibility, and discretion

• Real-world underwriting

• Solutions for time-sensitive or complex scenarios

• Loans backed by real estate, not red tape

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Contact us

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