Which areas in NSW do you service?

We provide private loans across all of New South Wales, including Sydney, Newcastle, Wollongong, the Central Coast, and regional towns.

What types of loans are available in NSW?

We offer first and second mortgage private loans, bridging loans, business loans, residual stock finance, and short-term funding.

How quickly can I get a loan in NSW?

Assurity Capital provides fast private loan approvals with decisions typically within 24–72 hours.

Why choose Assurity Capital for private lending in NSW?

Assurity Capital offers flexible lending criteria, no tax returns or perfect credit required, and expertise in NSW lending, with loans structured around local property and borrower profiles.

Private Lending Solutions in NSW

At Assurity Capital, we provide fast, reliable, and tailored private lending solutions across New South Wales (NSW). Whether you're based in Sydney, Newcastle, Wollongong, the Central Coast, or a regional NSW town — we’re here to help you access the capital you need when traditional banks can't deliver.

From first and second mortgages to short-term business loans, residual stock finance, and bridging loans, our private lending team works closely with borrowers, brokers, and professional referrers across the state.

Why Choose Private Lending in NSW?

In today’s volatile lending environment, accessing funding through traditional lenders can be slow and frustrating. Private lending offers:

Fast approvals (24–72 hours possible)
Flexible terms based on asset value, not just credit history
No lengthy paperwork or red tape
Short-term and interest-only options available
Funding available for complex, urgent, or non-conforming scenarios

Who We Work With

Assurity Capital partners with:

Homeowners and property investors
Developers and business owners
Mortgage brokers and finance professionals
Solicitors, accountants, and financial advisers

We regularly assist with urgent settlements, loan refinances, ATO and creditor payments, construction loans, and more — even when time is tight or other lenders have said no.

Common Loans We Offer in NSW

First Mortgages – For residential, commercial or land purchases
Second Mortgages – For cash-out, business use, or debt consolidation
Bridging Finance – To bridge the gap between property transactions
Business Loans – For cash flow, expansion, or working capital
Residual Stock Loans – Unlock equity in completed developments
Short-Term Funding – Settlements, urgent debts, or time-sensitive opportunities

Locations We Cover

We lend across all of NSW, including:

Greater Sydney: Eastern Suburbs, Western Sydney, North Shore, Inner West
Regional NSW: Hunter Valley, South Coast, Southern Highlands, Central West
Coastal Areas: Newcastle, Central Coast, Northern Rivers, Coffs Harbour, Port Macquarie
Rural & Remote: Case-by-case basis — we assess on property strength and purpose

NSW Lending Case Study

Location: Woolloomooloo, Sydney NSW
Loan: $305,000 second mortgage
Purpose: Business cash flow
LVR: 70% combined
Outcome: Funded within 5 business days via private lender network