First Mortgage $100,000 Private Loan in Seville, Victoria — No Valuation Required

Assurity Capital
11 minutes ago
2 min read

First Mortgage Private Loan Seville, Victoria

Assurity Capital recently provided a fast and flexible first mortgage private loan to a client in Seville, Victoria, helping them launch a new business venture without the delays of a traditional valuation process. This scenario is a perfect example of how low-LVR, equity-based lending can deliver fast results for borrowers who need commercial funding quickly.

Where Is Seville, Victoria?

Seville is a semi-rural township located in the Yarra Valley, approximately 45 km east of Melbourne’s CBD. Known for its wineries, orchards, and relaxed lifestyle, Seville sits within the Shire of Yarra Ranges and is surrounded by popular regional communities including Wandin North, Silvan, and Monbulk.

The area offers:

Affordable but steadily growing property values
A strong owner-occupier market
Lifestyle properties with generous land sizes
Consistent demand from families and regional investors

These factors make Seville a strong candidate for equity-based private loans, especially when borrowers hold significant equity and require fast funding.

The Scenario

A client approached Assurity Capital seeking $100,000 to support the establishment of a new business venture. The funding was to be secured against their residential property in Seville.

Key details:

Loan Type: First Mortgage
Loan Amount: $100,000
Property Location: Seville, Victoria
Estimated Property Value: Approximately $600,000
Indicative LVR: ~17%

With a strong equity position and low leverage, the scenario was ideally suited to Assurity Capital’s efficient private lending model.

Why No Valuation Was Required

Because the indicative LVR was just 17%, a formal valuation was not necessary. Instead, Assurity Capital relied on:

Comparable property data for the Seville area
Recent market evidence
Title search & property information
A clear loan purpose aligned with business investment

This allowed the loan to be assessed quickly, avoiding delays and saving the borrower valuation costs.

The Outcome

Assurity Capital approved and funded the first mortgage private loan swiftly, providing the borrower with:

Fast access to capital
Minimal documentation requirements
No valuation delays
Clear loan terms
Confidence to proceed with their new business venture

Given the low-risk leverage and strong security position, the loan was processed smoothly and efficiently.

Why Borrowers Choose Assurity Capital

Assurity Capital specialises in first mortgages, private loans, second mortgages, bridging finance, and short-term commercial lending. Our assessment process focuses on security value and borrower intent — not rigid bank-style criteria.

We deliver:

Fast approvals
Flexible lending
Transparent conditions
Commercial decision-making
Tailored funding solutions

Need a First Mortgage Private Loan in Seville or Regional Victoria?

Assurity Capital offers fast, flexible funding secured by residential or commercial property. Whether you’re starting a business, investing, or managing cash flow, we can provide a solution without unnecessary delays.