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Private Lending Solutions in South Australia 

At Assurity Capital, we provide tailored private lending solutions to borrowers and brokers throughout South Australia. Whether you’re in Adelaide, the Barossa Valley, Mount Gambier, or a regional town, we can arrange fast and flexible funding when banks say no or can’t act quickly enough.

 

We offer first and second mortgages, bridging loans, business-purpose loans, and residual stock finance, helping clients solve cash flow issues, refinance, or settle on time — all backed by our trusted network of private lenders.

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Why Choose Private Lending in SA?

Traditional lenders can be slow, inflexible, or unwilling to lend in time-sensitive or complex situations. That’s where private lending steps in.

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With Assurity Capital, you get:

  • Fast approvals — typically within 24–72 hours

  • Flexible loan structures based on asset value, not rigid criteria

  • Low-doc and non-conforming borrower options

  • Interest-only and short-term funding available

  • Business-purpose and cash-out loans welcome

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Who We Help

We regularly assist:

  • Property owners and investors

  • Developers and commercial property owners

  • Mortgage brokers and financial advisers

  • Lawyers and accountants referring clients

  • Small business owners needing urgent capital

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Whether the loan is for a settlement, tax debt, business use, or cash-out, we provide clear and fast funding pathways across South Australia.

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Common Loan Types in South Australia

  • First Mortgages – Residential or commercial security for purchase or refinance

  • Second Mortgages – Equity release, business cash flow, urgent debt consolidation

  • Bridging Loans – Short-term finance to cover gaps between property transactions

  • Business Loans – Secured funding for working capital, expansion, or restructuring

  • Residual Stock Loans – Release capital from unsold development stock

  • ATO and Creditor Payment Loans – Avoid wind-up or enforcement action

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Where We Lend in South Australia

We lend throughout metro and regional SA, including:

  • Greater Adelaide – CBD, Eastern suburbs, Northern and Southern corridors

  • Barossa Valley

  • Fleurieu Peninsula – Victor Harbor, Goolwa, McLaren Vale

  • Mount Gambier, Port Augusta, Whyalla, Port Lincoln

  • Riverland and Murraylands regions – Renmark, Berri, Murray Bridge

Each application is reviewed on the strength of the security, loan purpose, and exit strategy, not just credit files or income verification.

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Recent Private Loan Example – SA

Location: Norwood, SA
Loan: $360,000 second mortgage
Purpose: Refinance and clear ATO arrears
LVR: 67% combined
Turnaround: Settled in 4 business days
Outcome: ATO enforcement avoided, client retained business continuity

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Let’s Talk

If you're seeking a private loan in South Australia — or you're a broker or professional adviser with a deal that needs fast funding — contact Assurity Capital.

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Assurity Capital – Your Trusted Private Lending Partner in South Australia

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