First Mortgage Private Loan –Rose Bay. Approved Development Site

First mortgage private loan - Rose Bay. Assurity Capital has successfully settled a $6.175 million first mortgage private loan in secured against a DA-approved residential development site in Rose Bay, one of Sydney’s most prestigious harbour-side suburbs.

The site has approval for three luxury whole-floor apartments, offering strong end-value potential and broad market appeal. The client required fast and flexible funding to refinance an existing facility and release capital to finalise construction planning ahead of commencement.

Deal Snapshot - Private Loan Rose Bay

• Location: Rose Bay, Sydney

• Loan Amount: $6,175,000

• Loan Type: 1st Mortgage – Private Loan

• Security: DA-approved residential site

• Use of Funds: Refinance + cash out for pre-construction activities

• Development Outcome: 3 luxury whole-floor apartments

• Leverage: 65% Loan-to-Value Ratio (LVR)

• 
  

Why Private Lending Made the Difference

Securing finance for a DA-approved site can be complex — particularly when capital is needed before construction begins. Traditional lenders often impose tight conditions or slow timelines. In this case, Assurity Capital delivered:

✅ A fast and strategic refinance

✅ Additional cash-out to support final construction planning

✅ A high-LVR private solution with flexible terms

✅ Funding structured around the development timeline

Strategic Finance for Residential Developers

At Assurity Capital, we provide tailored private finance for residential development and investment-grade property transactions across Australia. Our focus is on speed, flexibility, and asset-backed lending, making us the preferred choice for developers, builders, and property investors.

Whether you're refinancing, acquiring a new site, or gearing up for construction, we work with you to create a structure that supports your vision — even when banks say no.

Need Non-Bank Development Finance?

If you’re looking for non-bank funding for a DA-approved site or a private loan to support pre-construction, speak with our expert team today. We assess deals based on the strength of the asset and your strategy — not just paperwork.

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.