First Mortgage Private Loan – Cheltenham, Melbourne, VIC

First Mortgage Private Loan - Cheltenham. Assurity Capital provided a first mortgage private loan of $666,250, secured against a residential property located in Cheltenham, a bayside suburb of Melbourne, Victoria. The borrower required fast access to capital to refinance an existing business loan that had been secured against a different property. By leveraging equity in the Cheltenham property, we were able to provide a flexible solution with a loan-to-value ratio (LVR) of 65%.

Overview of the Loan

Loan Details - Private Loan Cheltenham

• Loan Type: First Mortgage

• Loan Amount: $666,250

• Security: Residential property in Cheltenham, Melbourne VIC

• Loan Purpose: Refinance of a business loan secured against an alternate property

• Loan-to-Value Ratio: 65%

• Turnaround Time: Fast and efficient settlement to meet time-sensitive obligations

  
  

Key Highlights

• Released existing encumbrance on another property by shifting the debt to a standalone asset.

• Strategic use of equity in a Melbourne residential property.

• Suitable for borrowers needing non-bank lending options without traditional servicing hurdles.

  
  

Why Choose Assurity Capital?

At Assurity Capital, we specialize in first mortgage private loans across Melbourne and regional Victoria. Our services are designed for borrowers seeking speed, flexibility, and creative structuring solutions. We understand that every financial situation is unique. Therefore, we tailor our loans to meet individual needs.

Fast Access to Capital

In today's fast-paced world, the need for quick access to funds is more crucial than ever. Our streamlined processes ensure that you receive the capital you need without unnecessary delays. Whether you are refinancing or seeking funds for another purpose, we are here to assist.

Flexibility in Loan Structuring

We pride ourselves on offering flexible loan structures. Our approach allows borrowers to leverage their assets effectively. This flexibility can be especially beneficial for those who may not fit the traditional lending criteria.

Non-Bank Lending Options

Many borrowers find themselves facing challenges with traditional banks. At Assurity Capital, we provide non-bank lending options that cater to a variety of financial situations. Our goal is to help you secure the funding you need without the typical hurdles associated with conventional lenders.

Customer-Centric Approach

Our team is dedicated to providing exceptional service. We work closely with our clients to understand their specific needs. This customer-centric approach ensures that we can offer solutions that are not only effective but also aligned with your financial goals.

📩 Got a scenario you'd like reviewed? Email us at: scenario@assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 Contact the team to learn how we can support your next transaction.

Conclusion

In conclusion, Assurity Capital is committed to providing tailored financial solutions. Our first mortgage private loans are designed to meet the needs of borrowers in Melbourne and regional Victoria. With a focus on speed, flexibility, and customer service, we are your go-to partner for private lending.

Whether you are looking to refinance or explore new funding opportunities, we are here to help. Reach out to us today to discuss your financial needs and discover how we can assist you in achieving your goals.