First Mortgage Private Loan – Cheltenham, Melbourne, VIC

Assurity Capital provided a first mortgage private loan of $666,250, secured against a residential property located in Cheltenham, a bayside suburb of Melbourne, Victoria.

The borrower required fast access to capital to refinance an existing business loan that had been secured against a different property. By leveraging equity in the Cheltenham property, we were able to provide a flexible solution with a loan-to-value ratio (LVR) of 65%.

Loan Overview

• Loan Type: First Mortgage

• Loan Amount: $666,250

• Security: Residential property in Cheltenham, Melbourne VIC

• Loan Purpose: Refinance of a business loan secured against alternate property

• Loan-to-Value Ratio: 65%

• Turnaround Time: Fast and efficient settlement to meet time-sensitive obligations

  
  

Key Highlights

• Released existing encumbrance on another property by shifting the debt to a standalone asset

• Strategic use of equity in a Melbourne residential property

• Suitable for borrowers needing non-bank lending options without traditional servicing hurdles

  
  

At Assurity Capital, we specialise in first mortgage private loans across Melbourne and regional Victoria—designed for borrowers seeking speed, flexibility, and creative structuring solutions.

📩 Got a scenario you'd like reviewed? Email us at: scenario@assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.