First Mortgage Private Loan for Vacant Land in Darley, VICTORIA
- Oct 22, 2021
- 1 min read
Updated: Aug 5
First mortgage vacant land loan Victoria. Assurity Capital recently settled a $183,000 first mortgage private loan secured against residential vacant land in Darley, a growing regional suburb in Victoria.
The loan was used to assist with a time-sensitive land purchase, structured at 60% Loan-to-Value Ratio (LVR) and settled in just 3 business days.
Deal Summary - First mortgage vacant land loan Victoria
Location: Darley, Victoria
Loan Amount: $183,000
Loan Type: First Mortgage – Private Loan
Security: Residential vacant land
Purpose: Property acquisition
LVR: 60%
Term: 6 months
Settlement Time: 3 days
Why Private Lending Was the Right Fit
The borrower required urgent funding to secure a residential block, where bank turnaround times were too slow to meet the settlement deadline.
Private lending through Assurity Capital provided:
Speed — approval and settlement in 3 days
Flexibility — no bank-style red tape
Short-term solution — 6-month interest-only term
Strong asset-backed structure at 60% LVR
Trusted Lending for Land Purchases
We regularly assist borrowers and brokers with vacant land finance across Australia, including:
Pre-construction acquisitions
Regional residential sites
Strategic land banking
Development-ready sites (subject to zoning)
Whether it’s for individual investors or corporate borrowers, Assurity Capital structures loans based on security and strategy, not serviceability or credit score.
Looking for Land Finance?
If you're purchasing vacant land and need fast, flexible funding, speak to the team at Assurity Capital. We offer:
First and second mortgages
Residential, commercial, and land security
Private loans from $50,000+
Non-coded (business purpose) lending only
Fast turnaround — indicative terms within 24 hours

To discuss your private lending or private loan requirements please contact the team




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