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First Mortgage Private Loan for Vacant Land in Darley, VICTORIA

Oct 22, 2021
1 min read

Updated: Aug 5, 2025

First mortgage vacant land loan Victoria. Assurity Capital recently settled a $183,000 first mortgage private loan secured against residential vacant land in Darley, a growing regional suburb in Victoria.

The loan was used to assist with a time-sensitive land purchase, structured at 60% Loan-to-Value Ratio (LVR) and settled in just 3 business days.


Deal Summary - First mortgage vacant land loan Victoria

  • Location: Darley, Victoria

  • Loan Amount: $183,000

  • Loan Type: First Mortgage – Private Loan

  • Security: Residential vacant land

  • Purpose: Property acquisition

  • LVR: 60%

  • Term: 6 months

  • Settlement Time: 3 days


Why Private Lending Was the Right Fit

The borrower required urgent funding to secure a residential block, where bank turnaround times were too slow to meet the settlement deadline.


Private lending through Assurity Capital provided:

  • Speed — approval and settlement in 3 days

  • Flexibility — no bank-style red tape

  • Short-term solution — 6-month interest-only term

  • Strong asset-backed structure at 60% LVR


Trusted Lending for Land Purchases

We regularly assist borrowers and brokers with vacant land finance across Australia, including:


  • Pre-construction acquisitions

  • Regional residential sites

  • Strategic land banking

  • Development-ready sites (subject to zoning)


Whether it’s for individual investors or corporate borrowers, Assurity Capital structures loans based on security and strategy, not serviceability or credit score.


Looking for Land Finance?

If you're purchasing vacant land and need fast, flexible funding, speak to the team at Assurity Capital. We offer:


  • First and second mortgages

  • Residential, commercial, and land security

  • Private loans from $50,000+

  • Non-coded (business purpose) lending only

  • Fast turnaround — indicative terms within 24 hours


Vacant land in Darley

To discuss your private lending or private loan requirements please contact the team

1 Comment


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Jun 11

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Assurity Capital specialises in private lending across Australia, providing first and second mortgages, bridging finance and secured business loans. Based in Sydney, we work with business owners, property investors, developers and brokers on funding solutions secured by Australian real estate.

The Trustee for Assurity Capital Unit Trust


ABN 54 791 495 521

706/35 Spring Street, Bondi Junction NSW 2022


Phone: 02 9389 1077


Email: scenario@assuritycapital.com.au

Information on this website is general in nature and does not take into account your individual objectives, financial situation or needs. All finance is subject to assessment, acceptable security, lending criteria, legal documentation and approval. Rates, fees and terms depend on the individual transaction. Indicative terms do not constitute final approval, and funding timeframes are not guaranteed.

Finance is available for eligible business and investment purposes only. Assurity Capital does not provide personal loans or consumer-purpose owner-occupier home loans.

© 2026 Assurity Capital. All rights reserved.

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