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First Mortgage Private Loan for Vacant Land in Darley, VICTORIA

  • Oct 22, 2021
  • 1 min read

Updated: Aug 5

First mortgage vacant land loan Victoria. Assurity Capital recently settled a $183,000 first mortgage private loan secured against residential vacant land in Darley, a growing regional suburb in Victoria.

The loan was used to assist with a time-sensitive land purchase, structured at 60% Loan-to-Value Ratio (LVR) and settled in just 3 business days.


Deal Summary - First mortgage vacant land loan Victoria

  • Location: Darley, Victoria

  • Loan Amount: $183,000

  • Loan Type: First Mortgage – Private Loan

  • Security: Residential vacant land

  • Purpose: Property acquisition

  • LVR: 60%

  • Term: 6 months

  • Settlement Time: 3 days


Why Private Lending Was the Right Fit

The borrower required urgent funding to secure a residential block, where bank turnaround times were too slow to meet the settlement deadline.


Private lending through Assurity Capital provided:

  • Speed — approval and settlement in 3 days

  • Flexibility — no bank-style red tape

  • Short-term solution — 6-month interest-only term

  • Strong asset-backed structure at 60% LVR


Trusted Lending for Land Purchases

We regularly assist borrowers and brokers with vacant land finance across Australia, including:


  • Pre-construction acquisitions

  • Regional residential sites

  • Strategic land banking

  • Development-ready sites (subject to zoning)


Whether it’s for individual investors or corporate borrowers, Assurity Capital structures loans based on security and strategy, not serviceability or credit score.


Looking for Land Finance?

If you're purchasing vacant land and need fast, flexible funding, speak to the team at Assurity Capital. We offer:


  • First and second mortgages

  • Residential, commercial, and land security

  • Private loans from $50,000+

  • Non-coded (business purpose) lending only

  • Fast turnaround — indicative terms within 24 hours


Vacant land in Darley

To discuss your private lending or private loan requirements please contact the team

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