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1st Mortgage Private Loan – Mulgoa, Western Sydney

Assurity Capital
Aug 29, 2023
2 min read

Updated: Jun 22, 2025

Fast Business Cash Flow Support Using Low-Leverage Property Equity

Assurity Capital recently provided a 1st mortgage private loan of $320,000, secured against a residential property in Mulgoa, located in the Western Sydney Meadows region. The loan was structured at a conservative 10% loan-to-value ratio (LVR), offering the borrower quick access to capital for business cash flow purposes.


Loan Summary:

  • Loan Type: 1st Mortgage Private Loan

  • Loan Amount: $320,000

  • Location: Mulgoa, Western Sydney

  • Security: Residential property

  • Purpose: Business cash flow

  • Leverage: Approx. 10% LVR

  • Turnaround: Fast approval and settlement


The borrower required immediate access to funds to meet urgent business cash flow needs. With strong equity and a clear purpose, Assurity Capital was able to move quickly, delivering a tailored private lending solution without the delays often associated with traditional lenders.


When to Use a Private Loan for Business Cash Flow

Private lending is ideal for business owners who:

  • Need fast funding secured by real estate

  • Are looking for low LVR loans without excessive documentation

  • Have business opportunities or obligations that require urgent capital

  • Want to avoid the time and complexity of bank processes

With minimal documentation, fast approvals, and funding tailored to your timeline, Assurity Capital offers reliable non-bank finance for business owners Australia-wide.


About Assurity Capital

Assurity Capital is a leading non-bank lender offering 1st and 2nd mortgage private loans from $50,000 to $5,000,000. Since 2006, we’ve supported thousands of borrowers with fast, flexible funding secured by residential, commercial, and development properties.

Mulgoa,  Sydney

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.




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Assurity Capital specialises in private lending across Australia, providing first and second mortgages, bridging finance and secured business loans. Based in Sydney, we work with business owners, property investors, developers and brokers on funding solutions secured by Australian real estate.

The Trustee for Assurity Capital Unit Trust


ABN 54 791 495 521

706/35 Spring Street, Bondi Junction NSW 2022


Phone: 02 9389 1077


Email: scenario@assuritycapital.com.au

Information on this website is general in nature and does not take into account your individual objectives, financial situation or needs. All finance is subject to assessment, acceptable security, lending criteria, legal documentation and approval. Rates, fees and terms depend on the individual transaction. Indicative terms do not constitute final approval, and funding timeframes are not guaranteed.

Finance is available for eligible business and investment purposes only. Assurity Capital does not provide personal loans or consumer-purpose owner-occupier home loans.

© 2026 Assurity Capital. All rights reserved.

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