top of page

Assurity Capital Provides Second Mortgage Private Loan to Resolve Urgent ATO Debt

  • Assurity Capital
  • Mar 10, 2025
  • 2 min read

Updated: May 14

House in Bellbowrie

Assurity Capital has successfully arranged a $187,000 second mortgage private loan secured against a residential property in Bellbowrie, Brisbane, Queensland.

The funding was provided to assist the borrower in addressing urgent ATO liabilities and unpaid superannuation obligations, helping stabilise their financial position and avoid further recovery or enforcement action.


With time-sensitive tax pressures and limited access to traditional finance, Assurity Capital was able to deliver a fast and flexible private lending solution tailored to the borrower’s circumstances.


Fast Private Lending for Tax Debt and Financial Pressure

ATO debt and unpaid superannuation can quickly escalate if left unresolved, particularly where enforcement action or payment demands are involved.

Traditional lenders are often unable to assist borrowers in these situations due to:

  • tax arrears,

  • time sensitivity,

  • servicing issues,

  • or complex financial circumstances.


Private lending can provide a practical short-term solution, allowing borrowers to:

  • refinance urgent liabilities,

  • unlock equity from property,

  • stabilise cash flow,

  • and work toward a longer-term financial strategy.


In this scenario, Assurity Capital structured a second mortgage facility that provided immediate access to capital while preserving the borrower’s equity position.


Loan Scenario Overview

Second Mortgage Private Loan – Bellbowrie, QLD

  • Loan Type: Second Mortgage Private Loan

  • Loan Amount: $187,000

  • Security: Residential property in Bellbowrie, Brisbane

  • Purpose: Repayment of ATO debt and unpaid superannuation

  • Valuation Method: Desktop valuation only

  • Outcome: Fast approval and settlement to meet urgent tax obligations


Key Features of the Transaction

Fast Approval Process

The loan was completed using a desktop valuation, removing the need for a physical inspection and significantly reducing turnaround times.

Flexible Short-Term Structure

The facility was structured as a short-term private loan with repayment flexibility designed around the borrower’s anticipated exit strategy.

Strong Equity Position

Despite the financial pressure being experienced, the borrower maintained a strong equity position within the property, providing confidence in the overall loan structure and exit plan.

Alternative to Traditional Bank Lending

Due to the urgency of the tax liabilities and the borrower’s financial position, conventional lenders were unable to provide funding within the required timeframe.


Private Lending Solutions for Complex Scenarios

Assurity Capital specialises in:

  • second mortgage loans,

  • ATO debt refinancing,

  • urgent private lending,

  • short-term finance,

  • bridging loans,

  • and equity release solutions.


We regularly assist borrowers who require:

  • fast access to capital,

  • flexible lending structures,

  • or funding outside traditional bank policies.


Need a Private Loan to Resolve Tax Debt or Unlock Equity?

If you require urgent funding to:

  • repay ATO debt,

  • manage cash flow pressures,

  • refinance existing liabilities,

  • or access equity quickly,


Assurity Capital can help with tailored private lending solutions across Australia.

Contact Assurity Capital📧 scenario@assuritycapital.com.au📞 02 9389 1077🌐 www.assuritycapital.com.au


Comments


bottom of page