Second Mortgage Private Loan – Murwillumbah, Maroota & Morts Estate, NSW

Assurity Capital recently settled a $295,000 second mortgage private loan secured across three separate assets located in New South Wales:

• A medical centre in Murwillumbah

• A rural residential property in Maroota

• A parcel of vacant land in Morts Estate

  
  

The loan was structured at a 76% loan-to-value ratio (LVR) across the combined assets.

Loan Overview

• Loan Type: Second Mortgage

• Loan Amount: $295,000

• Security:

  • Commercial property (medical centre – Murwillumbah)

  • Rural residential property (Maroota)

  • Vacant land (Morts Estate)

• Loan-to-Value Ratio: 76% across all securities

• Exit Strategy: Sale of the medical centre (already under contract and awaiting settlement)

  
  

Why This Deal Worked

• Multiple securities allowed higher leverage while managing lender risk

• The pending sale of the medical centre provided liquidity and strengthened the overall exit strategy

• Fast turnaround with no need for full-bank servicing criteria

  
  

At Assurity Capital, we specialise in flexible second mortgage private loans across NSW and beyond. Whether it’s for commercial, rural, or vacant land, we can assist with fast, tailored solutions—even when multiple securities are involved.

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.