Second Mortgage Private Loan – Deception Bay, Moreton Bay QLD

Fast, Flexible Funding Without a Formal Valuation

Assurity Capital has recently settled a $110,000 second mortgage private loan, secured against a residential property in Deception Bay, located in the Moreton Bay region of Queensland. The loan was structured at approximately 65% loan-to-value ratio (LVR), and was completed without the need for a formal valuation, enabling a fast and seamless settlement.

Loan Summary:

• Loan Type: Second Mortgage Private Loan

• Loan Amount: $110,000

• Location: Deception Bay, Moreton Bay QLD

• Security: Residential property

• Leverage: Approx. 65% LVR

• Valuation: No formal valuation required – desktop review only

• Purpose: Flexible use of funds (e.g., business, debt consolidation, investment)

• Turnaround: Fast approval and settlement

  
  

This loan highlights the efficiency and flexibility of private lending—particularly where mainstream lenders would require full valuations and lengthy approval processes. Assurity Capital’s ability to settle with a desktop assessment ensured the borrower could access funds without delay.

When to Use a Second Mortgage Private Loan

Private second mortgage loans are ideal for borrowers who:

• Have equity in a property but want to retain their 1st mortgage

• Need funds quickly for business, cash flow, or investment

• Prefer low-documentation, fast-settling finance options

• Are not eligible for traditional bank loans due to credit or income structure

  
  

Assurity Capital offers practical private loan solutions across Australia with a focus on fast, common-sense lending.

About Assurity Capital

Assurity Capital is a respected non-bank private lender providing 1st and 2nd mortgage loans from $50,000 to $5,000,000. With a proven track record since 2006, we help borrowers nationwide access flexible funding secured by residential, commercial, and development property.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.