First Mortgage Private Loan – Eltham, Victoria

Private Lending to Unlock Value from Industrial Property

Assurity Capital recently settled a 1st mortgage private loan of $1,710,000, secured against a residential property located in Eltham, a leafy suburb in Victoria. The loan was structured at 60% loan-to-value ratio (LVR), allowing the borrower to access equity for a strategic business purpose.

Loan Summary:

• Loan Type: 1st Mortgage Private Loan

• Loan Amount: $1,710,000

• Location: Eltham, Victoria

• Security: Residential house

• Purpose: Prepare an industrial property (also owned by the borrower) for sale

• LVR: 60%

• Settlement: Fast and efficient

The borrower sought funding to improve and position an industrial asset for sale. Traditional banks were unable to provide timely finance due to the nature of the security and urgency of the opportunity. Assurity Capital delivered a tailored private loan solution, allowing the borrower to unlock equity in a residential property to fund works on a separate commercial asset.

Strategic Use of 1st Mortgage Private Loans

This transaction highlights a key benefit of private lending—strategic, cross-asset funding. Many borrowers have untapped equity in real estate that can be used to:

• Fund improvements on other properties

• Prepare assets for sale or redevelopment

• Provide business working capital

• Bridge finance gaps pending asset disposal

With a clear exit strategy and strong equity, private loans like this offer speed, flexibility, and control.

About Assurity Capital

Assurity Capital is a trusted non-bank private lender offering 1st and 2nd mortgage private loans between $50,000 and $5,000,000. Since 2006, we’ve supported property owners, developers, and business owners across Australia with fast, flexible lending solutions secured by real property.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.