Refinance First Mortgage Private loan: Thomastown, Melbourne

Refinancing Private Debt with a Flexible Non-Bank Solution

Refinance private loan Thomastown. - Assurity Capital recently provided a 1st mortgage private loan of $575,000, secured against a residential property in Thomastown, a well-established suburb in Melbourne’s north. The purpose of the loan was to refinance existing private debt, with the loan structured at an exact 64.97% loan-to-value ratio (LVR).

Loan Snapshot: - Refinance private loan Thomastown

• Loan Type: 1st Mortgage Private Loan

• Loan Amount: $575,000

• Location: Thomastown, Melbourne VIC

• Security: Residential property

• Purpose: Refinance existing private debt

• Leverage: 64.97% LVR

• Outcome: More manageable loan terms with a trusted non-bank lender

  
  

The borrower sought a more stable and competitively priced private loan to refinance their current private facility. With solid equity in the property, Assurity Capital delivered a fast and flexible funding solution tailored to the borrower’s needs.

Why Refinance with a Private Loan?

Refinancing existing private or non-conforming debt is ideal for borrowers who:

• Want to improve their interest rate or loan terms

• Are coming off short-term or expensive private facilities

• Need quick settlement without the red tape of traditional banks

• Hold significant equity but require a non-bank lending approach

At Assurity Capital, we assess each scenario on the strength of the property and borrower intent, not just rigid serviceability rules.

About Assurity Capital

Assurity Capital is a trusted non-bank lender offering 1st and 2nd mortgage private loans from $50,000 to $5,000,000. Since 2006, we’ve helped property owners, investors, and business operators across Australia access fast, tailored finance solutions secured by real estate.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.