First mortgage private loan – Luxury Home Redevelopment in Mosman, NSW

Assurity Capital successfully settled a $3.465 million First mortgage private loan in Mosman to fund the redevelopment of a luxury residential property.

This bespoke lending solution was provided under an owner-builder arrangement, with the project set to culminate in the sale of the completed residence. Due to the nature of the construction and ownership structure, traditional banks were not a viable funding option.

Mosman First mortgage private loan - deal highlights

• Security: Luxury house in Mosman, Sydney

• Loan Type: 1st Mortgage Private Loan

• Loan Purpose: Redevelopment finance for owner-builder

• Loan Amount: $3,465,000

• Leverage: 46% Loan-to-Value Ratio (as-is basis)

• Exit Strategy: Sale of completed property

  
  

Why the Client Chose Private Lending

Traditional banks and lenders often shy away from owner-builder loans, citing risk and regulatory constraints. In this case, the borrower required quick access to capital to commence construction and meet project timelines.

Assurity Capital stepped in with a tailored private lending solution, providing:

• Fast turnaround and settlement

• Flexible assessment on a “common sense” basis

• Willingness to lend on owner-builder terms

• Customised exit strategy aligned with property sale

  
  

The Assurity Capital Advantage

At Assurity Capital, we specialise in non-bank construction finance and private mortgages where mainstream lenders fall short. Whether you're a developer, investor, or owner-builder, we have the experience and network to fund projects in premium postcodes like Mosman and beyond.

We assess each deal on its individual merit, offering:

• Up to 65% LVR on residential construction

• Rapid approvals and minimal red tape

• Creative solutions for complex projects

Need private construction finance?

If you're planning a development, knockdown-rebuild, or major renovation and need funding, talk to the experts at Assurity Capital. We’ll structure a solution that works for your project — even if the banks say no.

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.