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Need Funds Fast? A Low Leverage Property Loan Could Be Approved in Days, Not Weeks

  • Assurity Capital
  • 2 days ago
  • 2 min read

Need funds fast?

Need funds fast? waiting weeks for a bank decision simply isn't an option.

Whether you're purchasing stock, completing a business acquisition, funding a development, paying a tax debt or taking advantage of a business opportunity, access to funds quickly can make all the difference.


At Assurity Capital, we specialise in fast property-secured business loans for non-NCCP borrowers.


Why traditional lenders can take weeks

Banks often require:

  • Full property valuations

  • Extensive financial verification

  • Multiple credit approvals

  • Lengthy assessment processes


While these requirements may suit some borrowers, they can create delays when funding is needed urgently.


Fast funding for low leverage loans - Need funds Fast

Where a loan is secured against standard residential or commercial property at a low loan-to-value ratio (LVR), Assurity Capital may be able to waive the requirement for a formal valuation.

Instead, we can often rely on available market evidence and our internal assessment process.

Removing the valuation process can significantly reduce approval and settlement times.

In many cases, funds can be available within days rather than weeks.


Suitable loan purposes include:

  • Business cash flow

  • Purchasing stock

  • Tax debt payments

  • Business opportunities

  • Commercial property deposits

  • Refinancing existing private loans

  • Business debt consolidation

  • Short-term funding requirements


When can a valuation be waived?

Each application is assessed individually, however a valuation waiver is generally considered where:


  • The security is standard residential or commercial property.

  • The loan represents a conservative LVR.

  • Ownership and title are straightforward.

  • There are no unusual property characteristics.

  • Sufficient market evidence is available.


Not every loan will qualify, but where appropriate, removing the valuation can substantially speed up the lending process.


Designed for business and investment purposes

Assurity Capital provides loans for business and investment purposes only.

Our lending is non-NCCP, meaning we do not provide regulated consumer home loans.

If you're seeking finance for business purposes and can provide quality property security, we may be able to assist.


Why choose Assurity Capital?

Since 2006, Assurity Capital has helped borrowers access flexible property-secured finance when traditional lenders couldn't meet the required timeframe.


Our focus is simple:

  • Fast decisions

  • Flexible lending

  • Experienced credit assessment

  • Direct communication

  • Practical solutions


Because when opportunities arise, timing matters.


Need funds quickly?

If you require funding secured by property and have a low leverage business or investment loan, speak with Assurity Capital.


You may not need to wait weeks for a valuation.

You could have funding available in days.


 
 
 
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