Second Mortgage Private Loan – Kalorama, Melbourne & Southport, Gold Coast

Flexible Private Lending Secured Against Multiple Properties for Business Cash Flow

Assurity Capital recently arranged a second mortgage private loan of $80,000 to assist with business cash flow, secured against two residential properties—one in Kalorama, Melbourne and another in Southport, Gold Coast. The loan was structured with an approximate 56% combined loan-to-value ratio (LVR).

Loan Summary:

• Loan Type: Second Mortgage Private Loan

• Loan Amount: $80,000

• Security: Two residential properties located in Kalorama (Melbourne) and Southport (Gold Coast)

• Purpose: Business cash flow support

• Leverage: Approx. 56% LVR

• Valuation: No formal valuations required—Assurity Capital relied on automated valuation modelling (AVM) tools for efficiency

  
  

This loan highlights the flexibility of private lending to provide quick funding solutions secured by multiple properties across different states, without the need for time-consuming formal valuations.

Why Consider a Second Mortgage Secured by Multiple Properties?

Second mortgage loans secured against multiple properties are suitable for borrowers who:

• Need working capital or cash flow support for business or investment

• Hold equity in properties in different locations or states

• Want a fast, streamlined approval process leveraging automated valuation tools

• Require flexible terms and non-bank lending solutions

This solution is ideal for business owners or investors looking to unlock equity efficiently without the delays of traditional bank lending.

About Assurity Capital

Assurity Capital is a trusted non-bank private lender specialising in 1st and 2nd mortgage loans from $50,000 to $5,000,000. Since 2006, we’ve assisted borrowers Australia-wide with fast, flexible funding secured by residential, commercial, and development property.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.