First Mortgage Private Loan – Pokolbin, Hunter Valley

Private Lending to Complete Mid-Construction Property Development

Private loan - Pokolbin. Assurity Capital recently provided a First mortgage private loan of $550,000, secured against a property in Pokolbin, located in the renowned Hunter Valley wine region of New South Wales. The loan was structured at approximately 52% loan-to-value ratio (LVR) based on an “as if completed” valuation of the property.

Loan Summary: Private loan Pokolbin

• Loan Type: 1st Mortgage Private Loan

• Loan Amount: $550,000

• Location: Pokolbin, Hunter Valley NSW

• Security: Residential property under mid-construction

• Leverage: Approx. 52% LVR (as if completed valuation)

• Ownership Structure: Property held by a company as trustee for a unit trust

• Purpose: Complete construction of the property

• Challenge: Traditional banks unable to provide funding due to mid-construction status

  
  

The borrower required a non-bank lending private loan solution as the property’s mid-construction stage made it ineligible for traditional bank finance. Assurity Capital stepped in to provide flexible and timely funding, allowing the borrower to complete their development project without delay.

Why Choose a Private Loan for Mid-Construction Properties?

Private loans are ideal for situations where:

• Properties are under construction or renovation

• Borrowers have complex ownership structures such as trusts or companies

• Traditional lenders are unable or unwilling to lend due to project stage or documentation

• Speed and flexibility are crucial to avoid costly delays

  
  

Assurity Capital specialises in tailored private loans that adapt to the unique needs of property developers and investors.

About Assurity Capital

Assurity Capital is a trusted non-bank private lender offering 1st and 2nd mortgage private loans from $50,000 to $5,000,000 across Australia. Since 2006, we’ve helped borrowers access fast, flexible finance solutions secured by residential, commercial, and development properties.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.