First Mortgage Private Loan – Springfield, Sydney

Private Lending for Property Acquisition and Renovation

Private Loan Springfield. Assurity Capital recently funded a 1st mortgage private loan of $300,000, secured against a residential property in Springfield, a suburb on the Central Coast within reach of Sydney. The loan was used to assist with the purchase of the property, structured at a conservative 40% loan-to-value ratio (LVR).

Loan Snapshot: Private Loan Springfield

• Loan Type: 1st Mortgage Private Loan

• Loan Amount: $300,000

• Location: Springfield, Sydney NSW

• Security: Residential property

• Purpose: Property acquisition and renovation

• Leverage: Approx. 40% LVR

• Borrower Profile: Builder who renovates and sells homes

• Challenge: Irregular income made traditional finance inaccessible

  
  

The borrower is an experienced builder and property renovator, whose income structure did not align with the documentation requirements of traditional banks. Assurity Capital was able to provide a fast and flexible loan solution to enable the purchase and renovation of the property, helping the borrower continue their business model of buy-renovate-sell.

Why Private Loans Work for Self-Employed and Property Entrepreneurs

Private lending is ideal for:

• Self-employed individuals with non-standard or irregular income

• Builders, renovators, and property investors needing speed and certainty

• Property purchases that require low LVR, quick settlement

• Situations where mainstream lenders say no due to document-heavy processes

  
  

At Assurity Capital, we take a pragmatic, asset-based approach—focusing on the strength of the property and the project strategy, not just income paperwork.

About Assurity Capital

Assurity Capital is a leading non-bank lender, providing 1st and 2nd mortgage private loans from $50,000 to $5,000,000. Since 2006, we’ve helped thousands of borrowers across Australia secure funding for property, business, and investment goals—quickly and efficiently.

📧 scenario@assuritycapital.com.au🌐 www.assuritycapital.com.au

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.