Second mortgage private loan - Lindfield NSW 2070

Nov 2, 2021
2 min read

Updated: Jul 31

Second mortgage - Lindfield. Assurity Capital recently settled a $350,000 second mortgage private loan secured against a residential property in Lindfield, NSW — located on Sydney’s sought-after North Shore.

The borrower required fast access to capital to complete the development of a property, which was already mid-construction. The loan was structured as a second mortgage with a combined Loan-to-Value Ratio (LVR) of 55%, assessed on the "as is" value of the property during the build stage.

This deal highlights how private lending can provide timely and practical finance when traditional lenders are unable to assist due to incomplete construction or serviceability constraints.

Deal Snapshot: - Second mortgage - Lindfield

Loan Amount: $350,000
Loan Type: Second Mortgage – Private Loan
Security: Residential home in Lindfield, NSW
Purpose: Completion of renovation
LVR: 55% (based on mid-construction “as is” value)

Flexible Finance for Renovation & Construction Projects

At Assurity Capital, we specialise in private second mortgage loans that support:

Renovations or extensions mid-project
Bridging finance between lenders
Unlocking equity for construction or business use
Situations where major banks are not willing to lend

We offer tailored, asset-backed lending that moves quickly — helping homeowners, investors, and developers access funds when they need them most.

Need Renovation Funding in Sydney or Beyond?

Whether you're renovating a home in Lindfield, Gordon, Pymble, or anywhere across Australia, Assurity Capital can provide second mortgage lending backed by residential or commercial property. Our solutions are designed to support: