Assurity Capital Provides Private Loan Secured by Vacant Land in Junee, NSW
- Assurity Capital
- Jul 31, 2025
- 2 min read
Updated: May 14

Assurity Capital has successfully settled a $60,000 private loan secured against a vacant land located in Junee, New South Wales.
The loan was structured at approximately 40% Loan-to-Value Ratio (LVR) and provided to assist local business owners with funding required to upgrade and refit a bakery operating within the Junee community.
With many traditional lenders reluctant to provide finance against vacant land securities, particularly in regional locations, Assurity Capital was able to deliver a fast and flexible private lending solution tailored to the borrower’s circumstances.
Private Loan Secured by Vacant Land
Vacant land can often present challenges when seeking finance through traditional banks, especially where:
the property is located in a regional area,
the land is non-income producing,
the loan is required for business purposes,
or the borrower requires fast access to capital.
Private lending can provide a practical alternative by focusing on:
the underlying security position,
available equity,
and the borrower’s exit strategy.
In this scenario, Assurity Capital structured a first mortgage loan that enabled the borrowers to access funding quickly while leveraging existing equity in the land asset.
Loan Scenario Overview
First Mortgage Private Loan – Junee, NSW
Loan Type: First Mortgage Private Loan
Loan Amount: $60,000
Location: Junee, NSW
Security: Vacant residential land
Leverage: Approx. 40% LVR
Purpose: Business funding for bakery refit and upgrades
Exit Strategy: Sale of the vacant land
Supporting Regional Businesses with Flexible Finance
The borrowers required funding to improve and refit their local bakery business, an established operation servicing the Junee community.
Assurity Capital was able to provide:
a streamlined approval process,
flexible lending terms,
and a practical funding solution
where traditional bank finance was limited.
The loan was supported by a clear and achievable exit strategy involving the future sale of the land security.
Flexible Private Lending Across Australia
Assurity Capital specialises in:
vacant land loans,
first and second mortgage lending,
business-purpose private finance,
bridging loans,
and regional property lending solutions.
We provide funding secured against:
residential property,
vacant land,
commercial real estate,
and development sites
across both metropolitan and regional Australia.
Need a Loan Secured by Vacant Land?
If you require:
fast funding for business purposes,
a loan secured by vacant land,
bridging finance,
or a flexible private lending solution,
Assurity Capital can help with tailored finance solutions designed around your circumstances and timeline.
Contact Assurity Capital📧 scenario@assuritycapital.com.au📞 02 9389 1077🌐 www.assuritycapital.com.au




The article highlights the unique niche of private lending, especially in regions where traditional banks hesitate. This approach can provide a necessary lifeline for borrowers needing quick access to funds for business ventures. However, I wonder about the long-term implications of such financing methods, especially when the exit strategy hinges on market factors like The Pokies https://www.postbank.co.nz/ or property sales, potentially influencing future decisions.