Second Mortgage Private Loan – Munno Para, Adelaide

Consolidating Business Debt to Improve Cash Flow

Second mortgage Munno Para. Assurity Capital recently settled a second mortgage private loan of $135,000, secured against a residential property in Munno Para, a growing suburb in Adelaide’s northern region. The funds were used for debt consolidation of two existing unsecured business loans, reducing the borrower’s overall finance costs and improving business cash flow.

The loan was structured at approximately 65% loan-to-value ratio (LVR), allowing for a flexible and cost-effective solution without the delays of bank approvals or rigid serviceability requirements.

Loan Overview: Second mortgage Munno Para

• Loan Type: Second Mortgage Private Loan

• Loan Amount: $135,000

• Location: Munno Para, Adelaide SA

• Security: Residential property

• Purpose: Consolidate unsecured business debt

• Leverage: Approx. 65% LVR

• Outcome: Lower repayment obligations and improved cash flow

  
  

The borrower was managing two separate business loans with high interest rates and inflexible terms. By consolidating these into one structured private loan, Assurity Capital helped them regain control of cash flow while preserving equity in their property.

Why Choose a Second Mortgage Private Loan?

Second mortgages are a valuable tool for business owners who:

• Need to consolidate or refinance high-cost debt

• Are seeking immediate relief from cash flow pressure

• Own real estate and want to unlock equity without refinancing their 1st mortgage

• Can’t meet traditional bank criteria for small business lending

Assurity Capital specialises in fast, flexible lending secured by residential, commercial, and development properties across Australia.

About Assurity Capital

Assurity Capital is a non-bank private lender providing 1st and 2nd mortgage loans from $50,000 to $5,000,000. Since 2006, we’ve delivered more than a thousand tailored private loans to borrowers across Australia—for business use, development, investment, and bridging finance. Contact us.

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.