Second Mortgage Private Loan – Pelican Beach, QLD

Private Lending to Support Business Cash Flow

Second mortgage Pelican Beach. Assurity Capital recently settled a second mortgage private loan of $250,000, secured against a residential property in Pelican Beach, Queensland. The funds were used to provide much-needed business cash flow, with the loan structured at an estimated 60% loan-to-value ratio (LVR) based on a desktop valuation.

Loan Summary: Second mortgage Pelican Beach.

• Loan Type: Second Mortgage Private Loan

• Loan Amount: $250,000

• Location: Pelican Beach, QLD

• Security: Residential property

• Purpose: Business cash flow

• Leverage: Approx. 60% LVR

• Valuation: Desktop valuation only – no full valuation required

• Turnaround: Fast and flexible funding

  
  

The borrower needed quick access to capital for business purposes and was unable to secure timely funding through traditional channels. Assurity Capital provided a tailored second mortgage solution, enabling the borrower to stabilise their cash flow and continue operating without disruption.

When to Use a Second Mortgage for Business Purposes

Private second mortgage loans are ideal for:

• Accessing equity without refinancing the 1st mortgage

• Raising capital for business expansion, payroll, or overheads

• Fast funding based on property equity rather than income servicing

• Borrowers needing flexibility in loan structure and timing

  
  

With desktop valuations and minimal documentation, Assurity Capital offers speed and certainty where mainstream lenders can’t.

About Assurity Capital

Assurity Capital is a trusted non-bank private lender providing 1st and 2nd mortgage private loans from $50,000 to $5,000,000. Since 2006, we’ve helped borrowers across Australia access property-secured funding quickly for business, investment, and development needs.

If you’re seeking private funding or a fast first or second mortgage, or if you're a broker needing a lender that can move quickly—Assurity Capital is ready to help.

📞 contact the team  to learn how we can support your next transaction.